Cozy Home Loans Powered by Barrett Financial Group
Last Updated: [Insert Date]

Cozy Home Loans powered by Barrett Financial Group (“we,” “our,” “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard the information you provide when visiting our website, www.cozyhomeloans.com (“Site”), or when contacting us for mortgage-related services.

By using our Site, you consent to the practices described in this Privacy Policy.

We may collect personal information when you voluntarily submit it through forms on our Site or through other communications. This may include:

• Name
   
• Phone number
   
• Email address
   
• Mailing address
   
• Property details or loan-related information
   
• Any additional information you choose to provide
   

When you visit our Site, we may automatically collect:

• IP address
   
• Browser type and operating system
   
• Pages visited and time spent on the Site
   
• Referring website or link
   

This information helps us understand user behavior and improve our website.

We use your information solely for legitimate business purposes, such as:

• Responding to inquiries
   
• Providing mortgage-related information
   
• Processing loan-related requests or applications
   
• Improving our website and services
   
• Complying with legal and regulatory requirements
   

We do not sell, trade, or rent your personal information to third parties.

We may share your information only under the following circumstances:

• With Barrett Financial Group personnel for mortgage-related assistance
   
• With trusted third-party service providers who help us operate our business
   
• When required by law, regulation, subpoena, or government request
   

All third parties are required to protect your information and use it only to perform contracted services.

Our Site may use cookies or similar technologies to enhance your experience, analyze usage, and improve website performance. You may disable cookies in your browser settings, though doing so may impact certain site features.

We use administrative, technical, and physical safeguards intended to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of online transmission or storage is completely secure.

Our Site may contain links to external websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their policies.

Our services are not intended for individuals under the age of 18. We do not knowingly collect information from children.

You may contact us at any time to:

• Request access to information we hold about you
   
• Correct or update your personal information
   
• Opt out of marketing communications
   

To update your preferences, email info@cozyhomeloans.com.

Depending on your state of residence, you may have additional rights regarding your personal information. These may include the right to request deletion, opt out of certain data uses, or receive disclosures about data practices. We will honor these rights in accordance with applicable state laws.

By submitting your contact information through our Site, application forms, or any communication with us, you expressly consent to be contacted by Cozy Home Loans powered by Barrett Financial Group via:

• Phone calls (including automated or prerecorded calls)
   
• Text/SMS messages
   
• Email communications
   
• Postal mail
   

This consent applies even if your telephone number is listed on a federal or state Do Not Call registry.

All communications will comply with applicable federal and state laws, including:

• The Telephone Consumer Protection Act (TCPA)
   
• The CAN-SPAM Act
   
• The Telemarketing Sales Rule (TSR)
   
• Wisconsin consumer-protection and communication laws
   

You may withdraw consent or opt out at any time by following the instructions in the communication, replying “STOP” to text messages, or emailing us at info@cozyhomeloans.com.

We may update this Privacy Policy periodically. Updated versions will be posted on this page with a revised “Last Updated” date. Your continued use of the Site constitutes acceptance of any changes.

If you have any questions or concerns regarding this Privacy Policy or your personal information, please contact us:

Cozy Home Loans powered by Barrett Financial Group
Located in Wisconsin
Email: info@cozyhomeloans.com